I have 15k in credit card debt and i want to get rid of soon. I dont want to do go thru debt consolidation companys because it will have a negative affect on my credit. how should i start? payoff the ones with high interest first or what?
I have some left over student loans and some credit card debt. I wonder if I should just save that extra in case I need it for some unforeseen thing or just pay off the cards?
I have about 3k in credit card debt but some of it is fees because of the interest rate. I feel like apiece time I make a payment I’m only paying off the fees. I stopped using the card because I just want to get it all paid off. What should I do?I
Any tips, suggestions, ideas to help pay off credit card debt in which so many Americans get themselves in.
I have a debt of about just 00 which was about 00 in the summer, I’m currently working and paying more than the minimum. Is it better just to pay the minimum, set the aside money apiece [...]
We are a miilitary family and due to move in a few months. We have credit card debt that we are working on paying off. Is there anything we could do to remember for buying a home before we pay off the balances or should we just rent and continue to work on our debt? [...]
Recently I finally paid off all of my Credit Card debt. I feel really good, and real stupid for gettin gmyself into debt in the first place. How far away from debt-free living are you?
I ran up my credit card about 2500. I want to come up with some type of excuse on why I have all this debt without telling him the truth. Credit fraud is not an option because that is easily determined. Maybe a friend needed money and she promised to pay me back but skipped [...]
We are trying to negociate 50,000 credit card down to 25,000. Is it true that you need to pay taxes on the amount settled to the IRS. See post below:
"Do you have the settlement amount in full? When you try to negotiate settlements, often times you need to have enough
funds to make big [...]
I was told the statute is 10 years by a debt collector trying to get money from me on an 8 year old credit card that I might have paid off. After 7 years I shred all paperwork except for tax returns.
I ask this because a few months ago I had about ,500 in credit card debt at about 9% interest. I thought this was a lot. Then I read that the average American has credit card debt in the amounts of 2x-10x what I have here, and at double the interest rate.
Why are Americans willing [...]